underwriting是什么意思

underwriting

英标 [ˌʌndəˈraɪtɪŋ]
精通级
underwriting 指为保险或证券发行提供风险评估和承保的行为。
underwriting指金融或保险领域中对风险进行评估并决定是否承保或发行证券的专业行为。

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相关词组

insurance underwriting 保险承保
loan underwriting 贷款核保
securities underwriting 证券承销
underwriting process 承保流程
underwriting risk 承保风险
underwriting fee 承销费用
underwriting agreement 承销协议
underwriting profit 承保利润

相关例句

1. The bank is responsible for the underwriting of the new bond issue.
该银行负责新债券发行的承销工作。

2. Insurance underwriting involves assessing the risk of each applicant.
保险核保涉及评估每位申请人的风险。

3. The company improved its underwriting standards to reduce losses.
公司提高了承保标准以减少损失。

4. Strong underwriting is essential for a stable financial market.
稳健的承销对金融市场稳定至关重要。

情景对话1

A: What does underwriting mean in finance?
A:金融中的underwriting是什么意思?

B: It refers to evaluating and taking on financial risk for insurance or securities.
B:它指为保险或证券评估并承担金融风险的行为。

网络解释


1) 保险或金融机构对风险进行评估并决定是否承保

2) 证券发行中由投资银行负责包销和销售

3) 对贷款申请人信用与风险进行审核的过程

4) 为项目或交易提供资金担保与支持的行为

词典解释


1. 保险承保或风险评估行为

e.g. The underwriting process determines insurance premiums.
核保过程决定保险费率。


2. 证券发行中的包销行为

e.g. The underwriting of the IPO was handled by major banks.
这次IPO的承销由多家大银行负责。


3. 对金融风险的评估与承担

e.g. Effective underwriting reduces financial risk.
有效的核保可以降低金融风险。

英英释义

noun


1. The process of evaluating risk and providing financial guarantee for insurance policies or securities issuance.

Synonym: insurance, guarantee, backing, endorsement

同义词

insurance
guarantee
endorsement
backing

反义词

rejection
denial
refusal
disapproval

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