The claim of “I have no money” is often an illusion. It is not about a lack of funds, but a lack of the mindset to generate wealth. After years of working, have you truly never earned money? Of course you have, but most of it has been squandered. These funds are often spent on things with no investment return, or consumed by leisure and entertainment, or left to depreciate in savings without maximizing their value, ultimately leading to a deficit. Many live paycheck to paycheck, trapped in a cycle of short-term thinking, adopting an attitude of “just getting by the day,” and drifting through life without purpose.
Saying “I have no ability” is equally misguided. No one is born an elite, no one becomes a social powerhouse immediately after graduation, and no entrepreneur succeeds instantly. While others are diligently studying, accumulating resources, and seeking methods, if you do only a little work each day and find it boring, lose interest after learning a bit, and quit after reading a few pages—claiming to yourself and others that you are “not interested”—then after most of your life has passed, you may achieve nothing, spending your days complaining that heaven does not give you opportunities. Ability is cultivated through effort. Without effort, even a genius can become mediocre. With effort, even the most ordinary person can become an elite.
As for “I have no time,” this argument is also flawed. Time is fair to everyone, but wasted time is abundant. While others are living fulfilling lives, you may be scrolling through videos; while others are studying hard, you may be gaming and squandering the hours. You always feel time is excessive, yet your life becomes increasingly boring. When you see others making money, you only envy them, unwilling to grasp time and create value like they do, ultimately ending up unskilled and unlearned.
